Optumhealth bank login hsa

A health savings account (HSA) allows you to save money for qualified medical expenses that you’re expecting, such as contact lenses or monthly prescriptions, as well as unexpected ones — this year and for any future needs. It’s a win-win for saving on health costs today, tomorrow, and even through retirement. Check out these highlights:

Optumhealth bank login hsa. Save up to 30% with your HSA-FSA card. Your HSA-FSA card is the fastest and most convenient way to pay for qualified expenses like bandages, braces, chiropractors and more. Plus, you save up to 30% since you're using pretax dollars.*. Save even more with Optum Store — 7% savings on FSA purchases with code OPTFSA7 and 5% on HSA purchases ...

Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility ...

3 mar. 2011 ... OptumHealth Bank ("Bank") is a Utah chartered FDIC insured financial institution that provides health savings accounts ("HSAs") and other ...Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution.HealthSafe ID® is the new way to sign in to optumbank.com. Create your HealthSafe ID What is HealthSafe ID? Because your security is our top priority at Optum Bank, we’ve updated our sign-in process to use HealthSafe ID.Health savings account (HSA) - MyCDH. Online: Sign in to access self-help tools and assistance. Phone: Our customer support center is available for assistance 24/7, at (877) 470-1771. Thus, at the $33,000 mark, the most Optum Bank will charge an investor is $10 per month. Optum Bank participants can evade the maintenance fee by leaving $5,000 in the HSA checking account. Before opting to leave $5,000 in the checking account, take into consideration the opportunity cost of not investing this money.273 reviews of Optum Bank "This only pertains to opening an HSA account and getting an HSA account transferred here. I can't speak for any of the other services provided by this bank. After several customer service reps giving me the runabout, giving me incorrect information, and losing my social security, driver's license, and utility bill images not just once but TWICE (I was told their ...

An individual with family coverage under a qualifying high-deductible health plan (deductible not less than $3,000) can contribute up to $7,750 — up $450 from 2022 — for the year. The maximum out-of-pocket is capped at $15,000. Once you turn 55, you can contribute an additional $1,000 each year to your HSA, called a catch-up contribution ...Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs. ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. ... LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and ...The details: For 2022, the maximum contribution is going up to $3,650 per year for individuals (a $50 increase from last year) and $7,300 per year for a family ($100 more than in 2021). And remember, this isn’t money you have to spend all in one year. With an HSA, it rolls over. One crucial point, Hopp says, is that if your employer ...Manage claims and payments more efficiently. Optum Pay™ is a payments and reconciliation portal that helps you run your business more efficiently so you can focus on what matters most: improving health outcomes. Visit our Optum Pay site to sign in and learn more. Visit Optum Pay.Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility ...Health savings account (HSA) employer administration guide optumbank.com Page 3 Optum Bank overview Thank you for choosing Optum Bank®, Member FDIC, as your health savings account (HSA) administrator. Optum Bank has more than 2.9 million HSAs1. This guide is intended to help you set up your HSA and help ensure a smooth transition to — and

273 reviews of Optum Bank "This only pertains to opening an HSA account and getting an HSA account transferred here. I can't speak for any of the other services provided by this bank. After several customer service reps giving me the runabout, giving me incorrect information, and losing my social security, driver's license, and utility bill images not just …HSA Bank is a division of Webster Bank, N.A., Member FDIC. Plan Administrative Services and Benefit Services are administered by Webster Servicing LLC. What if I am investing at Optum Bank, but plan to transfer my HSA to HSA Bank? If you are a current investor at Optum Bank and plan to transfer your Health Savings Account to HSA Bank,Once you're enrolled in the Health Savings Plan, you will open a Health Savings Account (HSA) with Optum Bank. ... log in to all your Optum accounts. To register ...Optum Financial™ is our new name, and Optum Bank® is a part of Optum Financial. Health savings accounts (HSAs), are individual accounts offered or administered by Optum Bank®, Member FDIC, a subsidiary of Optum Financial, Inc. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties.

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Let's look. For a $100 pair of eyeglasses, you could pay using your own money, or pay with your HSA or FSA card. When you use your HSA or FSA card, the money comes out of your pre-tax account, giving you automatic savings. It’s like having a 30%* off coupon every time you use your card.A health savings account, or HSA, is an account that saves you money by letting you use income tax-free dollars to pay for qualified medical, dental and vision expenses ... with your Optum Bank HSA Adjust contribution amounts throughout the year; spend and use your account for your care. Select an HSA for year-round savings and benefitsAs the Optum Bank digital strategy continues to evolve, we are pleased to announce the enhanced public site experience for our OptumHealth Financial Services users. We welcome our Electronic Payment Solutions (EPS) users, health care professionals, account holders, and employers to optumbank.com. With this new experience you will have access to ...Health savings accounts (HSAs) An HSA is a tax advantaged account that can help you pay for qualified medical expenses. Sign in The Optum Store What can I buy with my HSA card? Your HSA card is the fastest and most convenient way to pay for everyday health expenses like bandages to braces, and contacts to chiropractors.

Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to …Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. 30 jui. 2010 ... ... health savings account (HSA) deposits and related investment assets. ... Consumer adoption of OptumHealth Bank HSAs has grown by 18 percent ...A health savings account (HSA) allows you to save money for qualified medical expenses that you’re expecting, such as contact lenses or monthly prescriptions, as well as unexpected ones — this year and for any future needs. It’s a win-win for saving on health costs today, tomorrow, and even through retirement. Check out these highlights:For a $100 pair of eyeglasses, you could pay using your own money, or pay with your HSA or FSA card. When you use your HSA or FSA card, since the money comes out of your pretax account, that same pair of eyeglasses now costs you $70. It’s like having a 30%* off coupon every time you use your card. Shop the Optum Store for even more savings.Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered through Optum Bank ®, Member FDIC, a subsidiary of Optum Financial, Inc. Optum Financial, Inc. is not a bank or an FDIC insured institution.HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties.Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered through Optum Bank ®, Member FDIC, a subsidiary of Optum Financial, Inc. Optum Financial, Inc. is not a bank or an FDIC insured institution.HSAs are subject to eligibility requirements and restrictions on …HSA user guide. Getting started with Optum Bank, Member FDIC. Considering an HSA? It can be a great part of planning ahead for the . future. If you're enrolled in a qualifying high-deductible health plan (HDHP), your HSA can help you and your family plan, save and pay for health care. Becoming familiar with how your HSA works is key toOptum Financial™ is our new name, and Optum Bank® is a part of Optum Financial. Health savings accounts (HSAs), are individual accounts offered or administered by Optum Bank®, Member FDIC, a subsidiary of Optum Financial, Inc. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties.Health savings accounts (HSAs) An HSA is a tax advantaged account that can help you pay for qualified medical expenses. What can I buy? Download our new mobile app Whether you’re new to our app or a current user, we help you make the most of your HSA benefits. Learn more Learn more about an HSA

Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. State taxes may apply.

Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility ...2023 HSA contribution limits: An individual with coverage under a qualifying high-deductible health plan (deductible not less than $1,500) can contribute up to $3,850 — up $200 from 2022 — for the year to their HSA. The maximum out-of-pocket is capped at $7,500. An individual with family coverage under a qualifying high-deductible health ...Login | Health Account Benefits Portal. Welcome members! Optum Financial is advancing the way people save, spend, pay and invest for health care. Please click below to access …Once your Optum Financial HSA is opened, your next step is to download and complete the HSA transfer form. 2. Mail HSA transfer form. Send your completed transfer form to your current HSA administrator. (Do not send to Optum Financial.) 3. Your transfer request is processed. Your current HSA administrator will process your transfer request and ...Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. Your HSA-FSA card is the fastest and most convenient way to pay for qualified expenses like bandages, braces, chiropractors and more. Plus, you save up to 30% since you’re using pretax dollars.*. Save even more with Optum Store — 7% savings on FSA purchases with code OPTFSA7 and 5% on HSA purchases with code OPTHSA5. Shop Optum Store today. Username. Forgot password? Forgot username? New user? Create login. Need help? Contact us at 855-731-5220. HSA Bank® is a division of Webster Bank, N.A., Member FDIC, and serves as custodian for Health Savings Accounts established at HSA Bank. Plan Administrative Services and Benefit Services are administered by Webster …Once your Optum Financial HSA is opened, your next step is to download and complete the HSA transfer form. 2. Mail HSA transfer form. Send your completed transfer form to your current HSA administrator. (Do not send to Optum Financial.) 3. Your transfer request is processed. Your current HSA administrator will process your transfer request and ...I have a Health savings account (HSA) only… Optum Bank HSA: Online - Sign in to access self-help tools and assistance. Phone - Our customer support center is available for assistance 24/7, at (866) 234-8913. MyCDH HSA: Online - Sign in to access self-help tools and assistance; Phone - Our customer support center is available for assistance 24 ...

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... log on to the Optum Financial website through My Total Compensation and Benefits. Health Savings Account (HSA). if you enroll in the High Deductible Plan with ...The IRS sets guidelines for how much you can contribute to an HSA each year. 2020 limits: An individual can contribute up to $3,550 (increase of $50 from 2019) for the year. An individual with family coverage can contribute up to $7,100 (increase of $100 from 2019) for the year. If you are age 55 or older, you can contribute an additional catch ...HealthSafe ID. Home. HealthSafe ID® is the new way to sign in to optumbank.com. Create your HealthSafe ID. What is HealthSafe ID? Because your security is our top priority at …The cash flow loan, also known as Optum Pay® Express, is an accelerated loan program by which Optum Bank® may make disbursements (loans to be repaid via deposits made to your account) to Providers subject to ongoing eligibility requirements and other restrictions. While the Provider remains in the program, Provider may receive disbursements ...Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered through Optum Bank ®, Member FDIC, a subsidiary of Optum Financial, Inc. Optum Financial, Inc. is not a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on ...We would like to show you a description here but the site won’t allow us.Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs. ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. ... LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and ...Optum is committed to making health care work better, leading the way to better experiences, better health, and lower costs for you.Investment choices for every kind of investor. Our HSA is easy for account holders to use to pay for qualified medical expenses and has robust investment options for account holders who are saving for their future. Investment options include digitally managed funds for employees who want to set it and forget it, and mutual funds that provide ...You need to file IRS form 8889 with your income taxes to report contributions and distributions from your health savings account (HSA). Use your 1099-SA form for the distribution activity and your December bank statement for contributions. IRS form 5498-SA should be retained for your records, but is not required as part of your tax return.Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers. ….

Advantages of the AARP® Health Savings Account offered by Optum Bank®: Get an exclusive 20 percent discount off monthly maintenance fees or waived monthly fees for account holders 65 years and older. Use your HSA debit card at Walgreens to earn a 3 percent discount on eligible non-prescription purchases. Make personal and medical purchases ...Double the HSA balance. An HSA account holder who contributes $6,000 each year and saves it all can have $120,000 in 20 years. By investing that same amount, earning 7% with investments, and saving it all, the account could potentially more than double to $263,190* in the same amount of time.Monthly Maintenance Fee. $3.75 - Waived if average balance is $5,000 or more*. Includes use of: Health Savings Account Debit MasterCard ® - to pay charges directly. Online Bill Payment and Mobile Access. Receipt Vault - allows you to upload and store images of receipts online.Sign in to your HSA and set up your investment account by choosing the funds you want to invest in. Indicate the amount you want to transfer into your investment account. The minimum amount that can be transferred at one time is $100. So you will need to have a balance of $2,100 before you are eligible to invest (assuming $2,000 investment ...12 jui. 2019 ... Health savings account customers of Optum Bank, one of the nation's largest HSA providers, can now use Betterment for help investing HSA ...© WEX Health Inc. 2004-2023. All rights reserved. Powered by WEX HealthForm 8889 2022 Health Savings Accounts (HSAs) Department of the Treasury Internal Revenue Service Attach to Form 1040, 1040-SR, or 1040-NR. Go to273 reviews of Optum Bank "This only pertains to opening an HSA account and getting an HSA account transferred here. I can't speak for any of the other services provided by this bank. After several customer service reps giving me the runabout, giving me incorrect information, and losing my social security, driver's license, and utility bill images not just once but TWICE (I was told their ...5 juil. 2023 ... If you currently have a health savings account (HSA), Optum Financial will soon be sending new HSA debit cards to you and any dependents ...© WEX Health Inc. 2004-2023. All rights reserved. Powered by WEX Health Optumhealth bank login hsa, Optum Bank. Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank ® Member FDIC, a subsidiary of Optum Financial, Inc., and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account. This, Sign in or register. Whether you’re a patient, health care organization, employer or broker, find the site you want to sign in to below. Individuals. and families. Providers and. organizations. Employers. Brokers. and consultants. , Optum Bank makes it easy for you to manage your HSA. You can keep track of your contributions, balance, and transactions online or through the Optum Bank app., Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to …, Cloud-based SSO Solution for Optum Health Bank. Connect OneLogin's trusted identity provider service for one-click access to Optum Health Bank plus thousands of other apps. ... Contact Sales: +1 (415) 645-6830. Login. United States (English) France (Français) Germany (Deutsch) Japan (日本語) Products. Main Menu Products. Products. Workforce ..., Features ; Online Banking. if a bank could blush, we would. #1 in Customer Satisfaction For Regional Bank Online Experiences ; EasyUp. make saving as easy as ..., For a $100 pair of eyeglasses, you could pay using your own money, or pay with your HSA or FSA card. When you use your HSA or FSA card, since the money comes out of your pretax account, that same pair of eyeglasses now costs you $70. It’s like having a 30%* off coupon every time you use your card. Shop the Optum Store for even more savings., Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers., Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered through Optum Bank ®, Member FDIC, a subsidiary of Optum Financial, Inc. Optum Financial, Inc. is not a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on ... , 273 reviews of Optum Bank "This only pertains to opening an HSA account and getting an HSA account transferred here. I can't speak for any of the other services provided by this bank. After several customer service reps giving me the runabout, giving me incorrect information, and losing my social security, driver's license, and utility bill images not just once but TWICE (I was told their ..., To start saving in an HSA, you must first enroll in a qualifying HDHP and open an HSA with Optum Financial. The best way to save is to make a plan — and stick to it. Opening an account • Go to . optumbank.com. and follow the directions to open an account. Have your HDHP information handy • If you’re opening an Optum Financial HSA at ... , If you and your spouse are both over the age of 55, you can each contribute an additional $1,000. Your spouse will just need to open their own HSA for their additional portion. Your HSA savings can really add up. If you can contribute $3,000 a year, you’d get over $1,000 in tax savings. Do that for five years, and you’d have $15,000 in your ..., Call Optum Bank at 866-610-4839 for any additional assistance. The group number is A04791AS. Eligible participants can enroll, increase, decrease or stop contributions to their health savings account at any time by submitting a completed HSA payroll deduction authorization form to HR benefits online or fax the form to 480-993-0007., Sign in or register. Whether you’re a patient, health care organization, employer or broker, find the site you want to sign in to below. Individuals. and families. Providers and. organizations. Employers. Brokers. and consultants. , We would like to show you a description here but the site won’t allow us., Once you're enrolled in the Health Savings Plan, you will open a Health Savings Account (HSA) with Optum Bank. ... log in to all your Optum accounts. To register ..., Call Optum Bank at 866-610-4839 for any additional assistance. The group number is A04791AS. Eligible participants can enroll, increase, decrease or stop contributions to their health savings account at any time by submitting a completed HSA payroll deduction authorization form to HR benefits online or fax the form to 480-993-0007., Only available to participants enrolled in a High Deductible Health Plan (HDHP). A Health Savings Account (HSA) is an individually-owned, tax-advantaged account that you can use to pay for current or future eligible medical expenses. With an HSA, you'll have the potential to build more savings for health care expenses or additional retirement savings through self-directed investment options., Discover the benefits of an HSA and how it works. Optum financial HSA is a tax advice that helps you pay for qualified medical expenses. Health savings accounts (HSAs) are individual accounts offered by OptumHealth Bank, Member FDIC, that are subject to eligibility and restrictions, including but not limited to the restrictions on distributions for qualified medical expenses set forth in ..., A health savings account (HSA) is a tax-advantaged bank account designed to help you plan, save and pay for certain health care expenses. You own your HSA which means you decide where to open your account. ... With an Optum Bank HSA, your company will cover certain account fees, which may include the HSA setup fee and monthly account ..., 2 UMB Investment Management selects mutual funds in various asset classes for inclusion in the UMB HSA Saver Investment Program. UMB Custody Services provides safekeeping and settlement of the mutual fund investments in the UMB HSA Saver® investment program. UMB Investment Management and UMB Custody Services are departments of …, Health savings accounts (HSAs) An HSA is a tax advantaged account that can help you pay for qualified medical expenses. What can I buy? Download our new mobile app Whether you’re new to our app or a current user, we help you make the most of your HSA benefits. Learn more Learn more about an HSA , Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs. ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. , Sign in Account holder Provider Employer DPL Utility Nav Items Open an HSA DPL Utility Nav Items Contact us DPL Utility Nav Items To optum.com DPL Main Nav DPL Main Nav Items Health accounts Health savings accounts (HSAs) Flexible spending accounts (FSAs) Health reimbursement accounts (HRAs) Health account comparison, 2023: 2023: A minimum annual deductible of $1,500 individual /$3,000 family An out-of-pocket maximum of $7,500 individual/$15,000 family An individual can contribute up to $3,850 to their HSA An individual with family coverage can contribute up to $7,750 to their HSA. Once you turn 55, you can contribute an additional $1,000 each year to your ..., Empower and health services leader Optum today launched an innovative health savings account (HSA) for retirement plan participants., Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered through Optum Bank ®, Member FDIC, a subsidiary of Optum Financial, Inc. Optum Financial, Inc. is not a bank or an FDIC insured institution.HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties., To start saving in an HSA, you must first enroll in a qualifying HDHP and open an HSA with Optum Financial. The best way to save is to make a plan — and stick to it. Opening an account • Go to . optumbank.com. and follow the directions to open an account. Have your HDHP information handy • If you’re opening an Optum Financial HSA at ..., Betterment + Optum HSA Uptate. Nearly a year ago Optum Bank and Betterment made news announcing that Betterment would offer HSA robo-advising. Fast forward to last week (late May 2020), and Optum Bank now lists Betterment as an option. Unfortunately, there has been no news release, and Betterment doesn’t show any HSA options on their site., Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs. ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. ... LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and ..., Pay the smarter way and save 30%. O4 1 Column (Full) An HSA is a tax-advantaged account that helps you pay for qualified medical expenses. The funds are yours to spend forever — even if you retire, change jobs or change health plans. An HSA provides triple tax savings — contributions are not taxed, account growth through interest and ..., Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs. ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. , Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution.